Concordia University, St. Paul is proud to be the lowest-cost private university in the Twin Cities. At CSP, we understand that cost is a significant factor for students and parents when choosing a college. To help make your education at Concordia even more affordable, we offer comprehensive financial aid packages which can include generous institutional and private scholarship opportunities.
Learn more about tuition, scholarships, grants, and loans below.
Tuition & Fees
Traditional Undergraduate
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2024-2025 Academic Year Year Cost Semester Cost Tuition (12-19 credits) $25,600 ($12,800 per semester) Residence Hall / Food Services $11,500 ($5,750 per semester) Total $37,100 ($18,550 per semester) *International Sponsored Student Tuition listed within the Additional Fees tab
*Please review the additional Nursing fees on our Nursing website
2025-2026 Academic Year Year Cost Semester Cost Tuition (12-19 credits) $26,400 ($13,200 per semester) Residence Hall / Food Services $12,500 ($6,250 per semester) Total $38,900 ($19,450 per semester) *International Sponsored Student Tuition listed within the Additional Fees tab
*Please review the additional Nursing fees on our Nursing website
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Student Status/Per Credit 2024-2025 Undergraduate Part-Time Status (per credit hour, students registered for 1-11 credits) $420 Summer School (per credit hour) $420 Auditing (per class) $175
Course overload (per credit hour, over 19 credits) $260 Visiting Student (non-degree seeking) $420 International Student Fee (fall and spring semesters) $2,400 Post-Baccalaureate (per credit hour) *Except students pursuing B.S. in Nursing. $420 *Post-Baccalaureate students pursuing B.S. in Nursing will follow the traditional undergraduate tuition rate listed above.
Miscellaneous Items Cost Parking Free! Single Room (Additional charge per semester) $1,250
Holst Hall Double/Triple Room (Additional charge per semester) $1,250
Extra Institutional Credit (includes credit by examination-per credit hour) $270 Colloquy Tuition Rate (per credit hour) $270 Colloquy Internship Fee $1,280 Fine Art Fees (varies by course) $25 – $50 Private Music Instruction (800 level – Weekly 30 minute private lesson) $215 Private Music Instruction (900 level – Weekly 1 hour private lesson) $430
Nursing Courses Lab Fee $150 Nursing Program Fee* (St. Paul traditional on campus program) $1,500/semester Nursing ATI One Time Fee (St. Paul traditional on campus program) $2,900 *The nursing program fee supports the University’s operation of the St. Paul traditional on-campus nursing program, including, but not limited to, expenses associated with low-, medium-, and high-fidelity simulation equipment and related resources, clinical coordination services, and ongoing program requirements to ensure regulatory and accreditation requirements are met.
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Cost of Attendance Components and Definitions:
Cost of attendance (COA) provides a comprehensive estimate of the cost to attend CSP before financial aid or payments are applied. It will include both direct and indirect components such as tuition and fees, books, living expenses, and transportation. Your COA is also used to calculate your financial aid eligibility.
The actual cost of attending CSP varies depending on your enrollment.
Direct Costs: Expenses billed directly to your student account and paid directly to your college
Indirect Costs: Expenses students have to pay for, while financial aid may help cover some of these, the student is responsible for paying and are not applied to your student account.
Cost Type Amounts for 2024-25 Tuition and Fees * $25,600.00 Housing & Food $13,932.00 Books, Supplies, & Equipment $3,000.00 Transportation $3,000.00 Program & Course Fees ** Varies by Program Federal Loan Fees *** Varies on Accepting Federal Loans *Tuition rates for traditional undergraduate and transfer students is based 12 – 18 credits.Total program cost and completion time varies depending on individual program plans. Tuition rates and fee rates are subject to change.
**Program and course fees vary by program, see the tuition and fee section for more information
***Loan fees are included for students who accept Federal Stafford or Federal PLUS loans and added once loans are accepted -
To assist students participating in Department of Defense (DOD) Tuition Assistance Programs, CSP calculated an approximate cost per credit hour for students taking 12-18 credits for the fall and spring semesters. This information is being provided solely to meet DoD compliance.
# Credits 12 13 14 15 16 17 18 Approximate Tuition Rate per Credit $1,041 $961 $892 $833 $781 $735 $694 Concordia University, St. Paul has a policy that returns any unearned tuition assistance (TA) funds on a proportional basis through at least the 60 percent portion of the period for which the funds were provided to the military Service Branch listed below:
8-week Course Withdraw submitted
Before or during week 1 100% return
During week 2 75% return
During week 3 50% return
During week 4 40% return (60% of course is completed)
During weeks 5-8 0% return16-week Course Withdraw submitted
Before or during weeks 1-2 100% return
During weeks 3-4 90% return
During weeks 5-6 75% return
During weeks 7-8 50% return
During weeks 9 40% return (60% of the course is completed)
During weeks 10-16 0% returnActive Duty Rate
Traditional Undergraduate students do not qualify for the CSP Military Active Duty Rate
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Please utilize CSP’s 2024-2025 Early Aid Estimator to get an estimate of your CSP financial aid award while we await the release of the 2024-2025 FAFSA in December.
CSP Global Undergraduate
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Program Credits Cost Per Credit 2024-2025 Academic Year Associate of Arts 60 $420 Diagnostic Medical Sonography – Echo (AAS) 46 $720 Diagnostic Medical Sonography – General (AAS) 46 $620 Early Childhood Education 60 $420 2024-25 FEES:
- Diagnostic Medical Sonography – Echo (AAS) Program Fee: $600
Assessed within ECH 105, Ultrasound Physics - Diagnostic Medical Sonography – General (AAS) Program Fee: $1,150
Assessed within DMS 105, Ultrasound Physics ($600) and DMS 290, Clinical Training ($550)
- Diagnostic Medical Sonography – Echo (AAS) Program Fee: $600
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Program Cost Per Credit – 2024-2025 Academic Year Accounting $420 Accelerated Elementary Education/Teaching (K-6) $420 Business Administration $420 Child Development $420 Computer Science $420 Criminal Justice $420 Digital Marketing $420 Exercise Science $420 Health Care Administration $420 Human Resource Management $420 Information Systems $420 Management and Leadership $420 Nursing – Accelerated $1,050 Psychology $420 Sport Management $420 2024-25 FEES:
- Nursing Courses Lab Fee (ABSN): $150
- Nursing ATI Fee (ABSN): $2,900
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Cost of Attendance Components and Definitions:
Cost of attendance (COA) provides a comprehensive estimate of the cost to attend CSP before financial aid or payments are applied. It will include both direct and indirect components such as tuition and fees, books, living expenses, and transportation. Your COA is also used to calculate your financial aid eligibility.
The actual cost of attending CSP varies depending on your enrollment.
Direct Costs: Expenses billed directly to your student account and paid directly to your college
Indirect Costs: Expenses students have to pay for, while financial aid may help cover some of these, the student is responsible for paying and are not applied to your student account.
Cost Type Amounts for 2024-25 Tuition & Fees * Varies by Program Housing & Food $20,898.00 Books, Supplies, & Equipment $4,500.00 Transportation $4,500.00 Program & Course Fees ** Varies by Program Federal Loan Fees *** Varies on Accepting Federal Loans *Tuition rates for Global undergraduate students is based on half-time enrollment of 6-8 credits. Total program cost and completion time varies depending on individual program plans. Tuition rates and fee rates are subject to change.
**Program and course fees vary by program, see the tuition and fee section for more information
***Loan fees are included for students who accept Federal Stafford or Federal PLUS loans and added once loans are accepted -
Bachelors Active Duty Rate
CSP offers a special military tuition rate for current Active Duty, National Guard and Reserve Component Service Members, and current Military Spouses of these members. Service Members must provide their Military Duty Orders or a Leave and Earnings Statement (LES) within the last six months of their acceptance to the University. Spouses must provide a copy of their marriage license and their partner’s Duty Orders or LES.
- Bachelor’s tuition rate for those who qualify: $250/credit
- Please note: The AAS in Diagnostic Medical Sonography and Accelerated Nursing – ABSN students, as well as Veterans, Retired Military, and Spouses of non-current U.S. Military Service Members, are not eligible for this benefit
- Students must be in good standing to qualify.
- View additional requirements on our Military page.
CSP Global Graduate
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Program Cost Per Credit 2024-2025 Academic Year Artificial Intelligence (MS) $600 Business Administration (MBA) $625 Business Administration (MBA emphasis areas) $600 Coaching and Athletic Administration $475 Computer Science (MS) $600 Creative Writing (MFA) $525 Criminal Justice Leadership $475 Cybersecurity (MS) $600 Data Analytics (MS) $625 Data Science (MS) $600 Doctor of Physical Therapy $885 Doctorate of Education $615 Doctorate of Education – Kinesiology (all emphasis areas) $690 Doctor of Philosophy – Kinesiology (all emphasis areas) $690 Education (all emphasis areas) $395 Educational Specialist (Ed.S.) $415 Exercise Science (MS) $475 Human Resource Management $475 Human Services – Forensic Behavioral Health $475 Human Services – Trauma, Resilience, & Self-Care Strategies $475 Information Technology Management $475 Information Technology (MS) $600 Orthotics and Prosthetics (MS) $515 Physician Assistant (MS)(2026-27) $929 Special Education (all emphasis areas) $395 Sport Management $550 Strength and Conditioning (MS) $475 Superintendent Endorsement $415 Teaching (MAT) $440 -
International Student Fee* (applied fall, spring and summer terms) $1,200 *The International Student Fee goes toward providing specialized services to the students while they are studying at Concordia including programming, events, orientation, immigration support and reporting, and student support services.
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Cost of Attendance Components and Definitions:
Cost of attendance (COA) provides a comprehensive estimate of the cost to attend CSP before financial aid or payments are applied. It will include both direct and indirect components such as tuition and fees, books, living expenses, and transportation. Your COA is also used to calculate your financial aid eligibility. The actual cost of attending CSP varies depending on your enrollment.
Direct Costs: Expenses billed directly to your student account and paid directly to your college
Indirect Costs: Expenses students have to pay for, while financial aid may help cover some of these, the student is responsible for paying and are not applied to your student account.
Cost Type Amounts for 2024-25 Tuition & Fees * Varies by Program Housing & Food $20,898.00 Books, Supplies, & Equipment $4,500.00 Transportation $4,500.00 Personal Expenses $3,000.00 Program & Course Fees ** Varies by Program Federal Loan Fees *** Varies on Accepting Federal Loans *Tuition rates for Global Graduate is based full-time enrollment of 4+ credits. Total program cost and completion time varies depending on individual program plans. Tuition rates and fee rates are subject to change.
**Program and course fees vary by program, see the tuition and fee section for more information
***Loan fees are included for students who accept Federal Stafford or Federal PLUS loans and added once loans are accepted -
Masters Active Duty Rate
CSP offers a special military tuition rate for current Active Duty, National Guard and Reserve Component Service Members, and current Military Spouses of these members. Service Members must provide their Military Duty Orders or a Leave and Earnings Statement (LES) within the last six months of their acceptance to the University. Spouses must provide a copy of their marriage license and their partner’s Duty Orders or LES.
- Master’s tuition rate for those who qualify: $350/credit
- Please note: The Educational Specialist (EdS), Doctor of Physical Therapy (DPT), Doctor of Education (EdD), and Doctor of Kinesiology (EdD & PhD) students, as well as Veterans, Retired Military, and Spouses of non-current U.S. Military Service Members, are not eligible for this benefit.
- Students must be in good standing to qualify.
- View additional requirements on our Military page.
Scholarships, Grants, & Loans
Traditional Undergraduate
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Academic scholarships are offered annually to all incoming first-year and transfer students. Amounts are awarded based on unweighted high school GPA or cumulative college GPA achievement. These academic scholarships are renewable to degree-seeking full-time traditional, on campus students. The scholarship deadline is August 1st. To view qualifying scholarship levels, please use the net price calculator.
Eligible students are automatically awarded one of the following academic scholarships upon admission:
- Regents Scholarship (3.9-4.0 GPA): $11,000/year
- President’s Scholarship (3.5-3.89 GPA): $9,000/year
- University Scholarship (3.0-3.49 GPA): $7,000/year
- Concordia Scholarship (2.5-2.99 GPA): $3,000/year
- Recognition Award (2.0-2.49 GPA): $1,000/year
*Please note: Scholarship amounts referenced above are for the 2024-2025 academic year and only apply to incoming Fall 2024 and Spring 2025 students.
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Music Scholarships ($500-$1,000)
Concordia Music Activity Scholarship
- Available to new students enrolled full-time in the traditional undergraduate program.
- Scholarships are granted to students who register for two credits of music ensembles and/or music lessons (private or group) at Concordia.
- The scholarship is renewable based on the student’s participation.
Concordia Music Talent Scholarship
- Available by audition to new students enrolled full-time in the traditional undergraduate program.
- Recipients are required to register for music ensemble(s) and private lessons.
- Application for Talent Scholarship. The priority Deadline is: February 21
Please contact Dr. Paul von Kampen, LTC at [email protected] with any questions regarding our Music scholarships.
Theatre Scholarship ($500-$1,000)
- The Concordia Theatre Scholarship is available to new students enrolled full-time in the traditional undergraduate program.
- Scholarships are granted to students who participate in various theatre jobs at Concordia, both on and off stage.
- The scholarship is renewable based on the student’s participation.
Please contact Kate Sandvik ([email protected]) with any questions regarding our Theatre scholarship
Athletic Scholarship
- Athletic scholarships are available in all intercollegiate sports offered at Concordia University, St. Paul.
- Students must be accepted to a degree-seeking undergraduate program at the University and meet NCAA DII eligibility for scholarship consideration.
- The head coach in each respective sport selects the scholarship recipients and also determines the scholarship amounts.
Visit the Athletics website to identify coaches to contact for more information
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In addition to an academic scholarship and additional scholarships listed below, incoming transfer students may be eligible for the following two scholarships if transferring from a partnered community college.
Transfer Advantage Scholarship
Offered to students pursuing a traditional, undergraduate degree that transfers directly from a Concordia partner institution. Students must successfully complete an associate’s degree or MnTC at a partner school. Eligible students are awarded $2,000 ($1,000 annually) at the time of admission.
Transfer Phi Theta Kappa Scholarship
Recognizes academically qualified transfer students who are members of Phi Theta Kappa, transferring into the traditional programs with one-semester minimum membership in Phi Theta Kappa. Eligible students are awarded $2,000 ($1,000 annually) at the time of admission. A transfer student who receives this award must also attend full-time, be degree-seeking, and provide proof of PTK membership.
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Concordia St. Paul Full Tuition Pell Commitment
Newly accepted students enrolling in the traditional undergraduate program will qualify for an additional grant which will cover their tuition amount remaining to pay to ensure full tuition by meeting the following criteria:
First-year students and Transfer students with less than 20 college credits:
- 2.75 unweighted cumulative GPA at previous high school(s)
- Submitted a FAFSA to CSP
- Pell Grant Recipient
- Minnesota State Grant Recipient
Transfer students with more than 20 college credits:
- 2.75 cumulative college GPA earned at previous college/university institution(s)
- Submitted a FAFSA to CSP
- Pell Grant Recipient
- Minnesota State Grant Recipient
This scholarship is renewable with satisfactory academic progress.
Concordia Legacy Scholarship
Awarded to newly accepted students enrolling in the traditional undergraduate programs at $1,000 per academic year (fall and spring entry terms only) that have had a family member attend Concordia University, St. Paul. No scholarship application is necessary and is awarded in addition to academic scholarships. Students must be degree seeking and attending full time. The scholarship is renewed if students are maintaining satisfactory progress.
Lutheran Heritage Scholarship
Awarded to new freshmen and transfer students at $1,000 per academic year (fall and spring entry terms only). Scholarships require no application and are awarded automatically if the student is a member of an LCMS congregation. Students must be degree seeking and attending full time. The scholarship is renewed if students are maintaining satisfactory progress. Scholarship deadline is August 1st.
Military Dependents Scholarship
Awarded to newly accepted students enrolling in the traditional undergraduate programs at $1,000 per academic year (fall and spring entry terms only) who are dependents, spouses or survivors to veterans and military service members. No scholarship application is necessary and is awarded in addition to academic scholarships. Students must be degree-seeking and attending full time. The scholarship is renewed if students are maintaining satisfactory progress.
CSP PSEO Scholarship
Awarded to newly accepted students enrolling in the traditional undergraduate programs at $1,000 per academic year (fall and spring entry terms only). Eligible students must be (or have been previously) enrolled as a PSEO student at CSP. No scholarship application is necessary and is awarded in addition to academic scholarships. Students must be degree-seeking and attending full time. The scholarship is renewed if students are maintaining satisfactory progress.
Southeast Asian Teacher (SEAT) Program
The Southeast Asian Teacher (SEAT) Program at Concordia University, St. Paul is open to persons of color with financial need looking to pursue a bachelor’s or master’s degree in teacher licensure programs.
SEAT Requirements
- Admitted to Concordia University
- Minnesota resident
- Demonstrated financial need through the FAFSA
- SEAT application
- Interview with the Program Director
Upon acceptance to the University, your admissions counselor will provide a link to the SEAT program application.
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Please visit our Church Work website for details about our scholarship opportunities for those in a church professional program.
- View the Church Work webpage
- Learn about our Church Work Tuition Guarantee (If eligible, pay no more than $6,000/year in tuition!)
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Stafford Loan
(assuming the student is dependent on the FAFSA form)
- Freshman (0 -31 credits) | $5,500 maximum
- Sophomore (32-63 credits) | $6,500 maximum
- Junior or Senior (64 or more credits) | $7,500 maximum
There are two types of Stafford loans:
- Subsidized (federal government pays interest while a student is in school)
- Unsubsidized (student pays interest while in school or interest accrues)
Accepting a Stafford Loan
To accept a Federal Stafford Loan, please complete the Stafford loan entrance counseling and sign this Stafford Master Promissory Note (MPN).Private Education Loans
If your tuition was not covered fully by Federal Stafford loans and Need-Based Grants, you will need to pay the remainder out of pocket or apply for a Private Educational Loan. There are many types of student loans, and it is important for you to choose the one that best meets your needs. FASTChoice is a tool that helps you to compare lenders and their loan products.
CSP Global Undergraduate
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Awarded to newly accepted students enrolling in a CSP Global undergraduate program at up to $2,000 ($500/term). Eligible students must be accepted, enrolled, and meet the following criteria:
- Completed an associate’s degree or the MN Transfer Curriculum (MnTC) at a partner institution
- Employed at one of our partner institutions
- Active members within an LCMS congregation
- Have had a family member attend Concordia University, St. Paul
- Members of Phi Theta Kappa (one-semester minimum membership)
- Members of the military, veterans, or spouses not using military benefits
*Please note: Students enrolled in our Accelerated BS in Nursing and our AAS in Diagnostic Medical Sonography do not qualify for this scholarship.
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Awarded to newly accepted students enrolling in a CSP Global program at up to $5,000 ($1000/term). Eligible students must be accepted, enrolled, and be an alumni of the AmeriCorps.
*Please note: Students enrolled in our Accelerated BS in Nursing and our AAS in Diagnostic Medical Sonography do not qualify for this scholarship.
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To be considered for the CSP Pell Commitment, students should first submit a Free Application for Federal Student Aid (FAFSA) to determine their eligibility for a Federal Pell and Minnesota State Grant.
Students who meet the following criteria will be eligible for the CSP Pell Commitment:
- Incoming first-year or transfer student admitted to an eligible undergraduate program at CSP
- Federal Pell Grant recipient
- Minnesota State Grant recipient
*Please note: Students enrolled in our Accelerated BS in Nursing and our AAS in Diagnostic Medical Sonography do not qualify for this scholarship.
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Minnesota Child Care Grant is a state grant based on financial need and child care requirements. Must be a Minnesota resident. Read more on the Minnesota Child Care Grant website.
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Require a completed FAFSA
- Federal Pell Grant for students and families that qualify
- Minnesota State Grant for students and families that qualify.
Requires a completed FAFSA to award.
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The Southeast Asian Teacher (SEAT) Program at Concordia University, St. Paul is open to persons of color with financial need looking to pursue a bachelor’s or master’s degree in teacher licensure programs.
SEAT Requirements
- Admitted to Concordia University
- Minnesota resident
- Demonstrated financial need through the FAFSA
- SEAT application
- Interview with the Program Director
Upon acceptance to the University, your admissions counselor will provide a link to the SEAT program application.
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Stafford Loan
(assuming the student is independent on the FAFSA form)
- Freshman (0 -31 credits) | $9,500 maximum
- Sophomore (32-63 credits) | $10,500 maximum
- Junior or Senior (64 or more credits) | $12,500 maximum
There are two types of Stafford loans:
• Subsidized (federal government pays interest while a student is in school)
• Unsubsidized (student pays interest while in school or interest accrues)Accepting a Stafford Loan
To accept a Federal Stafford Loan, please complete the Stafford loan entrance counseling and sign the Stafford Master Promissory Note (MPN).
Private Education Loans
If your tuition was not covered fully by Federal Stafford loans and Need-Based Grants, you will need to pay the remainder out of pocket or apply for a Private Educational Loan. There are many types of student loans, and it is important for you to choose the one that best meets your needs. FASTChoice is a tool that helps you to compare lenders and their loan products.
CSP Global Graduate
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Awarded to newly accepted students enrolling in a CSP Global graduate program at up to $2,000 ($500/term). Eligible students must be accepted, enrolled, and meet the following criteria:
- Have been previously awarded a bachelor’s degree at CSP and are starting a master’s, Ed.S., or doctoral degree at CSP or have been awarded a master’s or Ed.S. degree at CSP and are starting an Ed.D. or Ph.D. program at CSP.
- Are employed at one of our partner schools
- Are employed at one of our partnering organizations
- Are active members within an LCMS congregation
- Have had a family member attend Concordia University, St. Paul
- Are members of Phi Theta Kappa (one-semester minimum membership)
- Are members of the military, veterans, or spouses not using military benefits
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Awarded to newly accepted students enrolling in a CSP Global graduate program at up to $5,000 ($1000/term). Eligible students must be accepted, enrolled, and be an alumni of the AmeriCorps.
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Minnesota Child Care Grant is a state grant based on financial need and child care requirements. Must be a Minnesota resident. Read more on the Minnesota Child Care Grant website.
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Awarded to students in qualified majors who meet the grant’s requirements. Learn more about how to apply and the stipulations of the Federal Teach Grant.
Qualifying Degree Programs at CSP include (2023-24):
- Education – Differentiated Instruction
- Education – Literacy w/MN K-12 Reading Endorsement
- Education – English as a Second Language (ESL)
- Family Science
- Special Education
*Students must be degree-seeking. Certificate and Endorsement ONLY programs will not qualify.
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The Southeast Asian Teacher (SEAT) Program at Concordia University, St. Paul is open to persons of color with financial need looking to pursue a bachelor’s or master’s degree in teacher licensure programs.
SEAT Requirements
- Admitted to Concordia University
- Minnesota resident
- Demonstrated financial need through the FAFSA
- SEAT application
- Interview with the Program Director
Upon acceptance to the University, your admissions counselor will provide a link to the SEAT program application.
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Stafford Loan
Graduate students are eligible for Stafford Unsubsidized loans (student pays interest while in school or interest accrues). Graduate students qualify if they have not yet met their aggregate student loan limit.
Graduate students are eligible for Graduate PLUS Loans. Students interested in this loan must apply through the Federal Student Aid website. Learn more about this loan and apply here.
Accepting a Stafford Loan
To accept a Federal Loan, please complete the loan entrance counseling and sign the Master Promissory Note (MPN) for your loan.
Private Education Loans
If your tuition was not covered fully by Federal Stafford loans, you will need to pay the remainder out of pocket or apply for a Private Educational Loan. There are many types of student loans, and it is important for you to choose the one that best meets your needs. FASTChoice is a tool that helps you to compare lenders and their loan products.
Still have questions? Check our FAQ!
Get answers to the most asked questions surrounding FAFSA, calculating cost, loan options, and more.