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Financial Aid

Financial Aid in Four Simple Steps

  1. Apply for admission to Concordia University, St. Paul

  2. Apply for a PIN from the US Department of Education

  3. Complete the FAFSA (Free Application for Federal Student Aid)
    * The Concordia University School Code is 002347

  4. Respond to all financial aid correspondence sent to you.
    - How to accept your award

Available Aid

Need Based Grants

  • Federal Pell Grant for students and families that qualify
  • Minnesota State Grant for students and families that qualify.

The above grants require a completed FAFSA.


All loans require a completed FAFSA, except for some alternative loans which may have no requirements.

  1. Stafford (assuming the student is independent on the FAFSA)
    Freshman (0 -31 credits)     $9,500 maximum
    Sophomore (32-63 credits)     $10,500 maximum
    Junior or Senior (64 or more credits)     $12,500 maximum

    There are two types of Stafford loans:
    - Subsidized (federal government pays interest while student is in school)
    - Unsubsidized (student pays interest while in school or interest accrues)

    Accepting a Stafford Loan
    To accept a Federal Stafford Loan, please complete the Stafford loan entrance counseling and sign this Stafford Master Promissory Note (MPN).

  2. Private Educational Loans
    If your tuition was  not covered fully by Federal Stafford loans and Need-Based Grants, you will need to pay the remainder out of pocket or apply for a Private Educational loan. There are many types of student loans, and it is important for you to choose the one that best meets your needs.

    FASTChoice is a tool that helps you to compare lenders and their loan products


Concordia University does not offer institutional scholarships or aid for students enrolled in Adult Undergraduate Programs. Students are encouraged to seek outside scholarships. These two sites provide scholarship search engines which will match information you provide to scholarships in the company's database and let you know what other scholarship opportunities are available to you.


Contact Student Financial Services

Student Financial Services is located in the Lutheran Memorial Center on Concordia's campus.

Phone: (651) 603-6300
Fax: (651) 603-6298


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