What aid is available?

• Federal Pell Grant for students and families that qualify
• Minnesota State Grant for students and families that qualify.

The above grants require a completed FAFSA.

1. Stafford (assuming the student is independent on the FAFSA)

   Freshman (0 -31 credits)	$9,500 maximum
   Sophomore (32-63 credits)	$10,500 maximum
   Junior or Senior (64 or more credits)	$12,500 maximum

   There are two types of Stafford loans:

   • Subsidized (federal government pays interest while student is in school)
   • Unsubsidized (student pays interest while in school or interest accrues)
     New Borrowers:
     If you have never borrowed a Stafford Loan at Concordia University, please complete the Stafford loan entrance counseling and sign your Stafford Master Promissory Note (MPN) by clicking Completing the Stafford loans.
     
     Previous Borrowers:
     If you have borrowed Stafford Loans in a previous year at Concordia University, your Stafford loan for the school year will be processed for the amount listed on your current award unless you notify the financial office in writing that you like to reduce this amount.
     
     If you would like to adjust the Stafford loan amount, please submit an email to the financial aid office at finaid@csp.edu or by faxing the following form to (651) 603-6298. Request Loan Amount Change.
2. Private Educational Loans
   If your award does not cover your bill or you do not want a federal or state loan there are other loan options. There are many types of student loans; it is important for you to choose the one that best meets your needs.
   
   Completing private loan application, counseling, selecting a lender, and signing a master promissory note.

Concordia University does not offer institutional scholarships or aid for students enrolled in Accelerated Undergraduate Programs. Students are encouraged to seek outside scholarships and some scholarships can be found at Fast Web.